AHMEDABAD: What began as an risk free telephone call for inquiry on whether he had carried out for an auto loan grew to become out to be a nightmare for Rajesh Panchal, a resident of Nava Vadaj. When Panchal got to grasp that he were a guarantor for an auto loan, he could no longer believe his ears.
But upon checking on the bank, he discovered that it was a case of identification theft where any person used his PAN and two years of IT returns via changing photograph, signature, deal with and call number. Panchal has filed a grievance with Navrangpura police for forgery and other fees. With the documents, the individual had carried out for seven auto and private loans from all main banks.
Panchal, working as a staff leader with a non-public firm, got a call on October 7 from Cosmos Bank's Gujarat University department. The supervisor had known as to ask whether he had carried out for auto loan. As Panchal had no longer carried out, he made up our minds to probe the case and visited the bank. During his talk over with, he saw his PAN and IT returns with the bank. He soon realized that any person wanted to commit fraud.
"The documents were in the name of Rajeshkumar who had become guarantor for financer Mahendra Chopra and the beneficiary was a Vasna resident. The manager also called up on Rajeshkumar's number. He promised to come to the bank but never came. Panchal met Chopra and the loan applicant but could not get much information. Rajeshkumar had mentioned his address in Nana Chiloda," mentioned a Navrangpura police respectable.
Panchal instructed TOI that he checked with the income tax department when he got to grasp that there was altercation in his PAN information after which he blocked it to prevent additional misuse. "I checked CIBIL score online when I got to know that it was not a one-off incident, the person had already approached six banks earlier with the same documents. I fear that the person might have also approached cooperative banks or other financial institutions whose records are not online," he mentioned.
Panchal mentioned that he suspects extra such sufferers with equivalent modus operandi. "We are awaiting the police action and probe in Rajeshkumar's identity. Meanwhile, I advise citizens to check their financial records and ensure that they are not misused," mentioned Panchal.
But upon checking on the bank, he discovered that it was a case of identification theft where any person used his PAN and two years of IT returns via changing photograph, signature, deal with and call number. Panchal has filed a grievance with Navrangpura police for forgery and other fees. With the documents, the individual had carried out for seven auto and private loans from all main banks.
Panchal, working as a staff leader with a non-public firm, got a call on October 7 from Cosmos Bank's Gujarat University department. The supervisor had known as to ask whether he had carried out for auto loan. As Panchal had no longer carried out, he made up our minds to probe the case and visited the bank. During his talk over with, he saw his PAN and IT returns with the bank. He soon realized that any person wanted to commit fraud.
"The documents were in the name of Rajeshkumar who had become guarantor for financer Mahendra Chopra and the beneficiary was a Vasna resident. The manager also called up on Rajeshkumar's number. He promised to come to the bank but never came. Panchal met Chopra and the loan applicant but could not get much information. Rajeshkumar had mentioned his address in Nana Chiloda," mentioned a Navrangpura police respectable.
Panchal instructed TOI that he checked with the income tax department when he got to grasp that there was altercation in his PAN information after which he blocked it to prevent additional misuse. "I checked CIBIL score online when I got to know that it was not a one-off incident, the person had already approached six banks earlier with the same documents. I fear that the person might have also approached cooperative banks or other financial institutions whose records are not online," he mentioned.
Panchal mentioned that he suspects extra such sufferers with equivalent modus operandi. "We are awaiting the police action and probe in Rajeshkumar's identity. Meanwhile, I advise citizens to check their financial records and ensure that they are not misused," mentioned Panchal.
Identity theft: Fraudster applies for 7 loans
![Identity theft: Fraudster applies for 7 loans]()
Reviewed by Kailash
on
October 23, 2017
Rating:
