BENGALURU: With girls's protection turning into an expanding fear, particularly at night time, motor insurers are trying to supply further cover for female drivers. Some now be offering night time roadside assistance (RSA), hailing of a cab service, assistance to an emergency scientific centre, and even a night's stay at a close-by resort. While for some it's an add-on for a nominal fee, others like ICICI Lombard and Bajaj Allianz be offering the service free for women customers. ICICI Lombard General Insurance government director Sanjeev Mantri mentioned, “For many years, insurers have presented products and services equivalent to RSA to motor insurance customers. The problem with RSA is that this can be a one-size-fits-all form of service.”
ICICI Lombard realised from customer calls that it wanted a specific facility for women. “In one case, a woman customer would always return at 10pm after paintings. Another had to force past due when her in-laws faced a scientific emergency. In both instances, their prime requirement used to be immediate assistance, presence of a depended on particular person and assurance of give a boost to,” Mantri mentioned.
So the insurer has simply launched Women Assist — a programme available in 13 cities, including New Delhi, Noida, Mumbai, Bengaluru, Hyderabad and Chennai. The service is available between 8pm and 6am, with get entry to to a pan-India community of three,500 garages, taxi companions and accommodations. In case the buyer is simply too some distance from home, the insurer will prepare for an evening stay at a resort with the cheap of as much as Rs 5,000 a night. In case of adlescent upkeep, whilst the car is being attended to, refreshments shall be organised.
Bajaj Allianz's coverage has a 24/7 Spot Assistance for women that includes urgent message relays, assistance to an emergency scientific centre, gas refills of as much as three litres of petrol/diesel, and taxi service anyplace as much as 50 km from the spot the place the insured used to be immobilised. The particular person also gets Rs 1,000 consistent with day consistent with occupant for lodging. Bajaj Allianz General CEO Tapan Singhel advised TOI, “If you've gotten an coincidence at any time throughout day or night time, we can assist with forms, habits a place survey, and even supply felony recommendation over phone if essential. We assist with tired batteries, minor upkeep, technical issues, or tow away the car to the closest Bajaj Allianz most popular workshop.”
To deal with scientific emergencies equivalent to a center assault or a street coincidence, both ICICI Lombard and Bajaj Allianz have partnered with greater than 4,000 hospitals across the country. They may even coordinate with its networked hospitals for arrangement of ambulance and medical care and inform all emergency contacts. For accommodations, the insurers would not have tie-ups, but will honour all repayment claims as much as the limits equipped.
Insurers like Bharti Axa and Tata AIG General have such covers, but they need to be paid for one at a time. Reliance General Insurance supplies roadside assistance for all its customers free of value, regardless of gender. “We pay for minor upkeep, flat tyre alternative, automotive towing and breakdown products and services,” a spokesperson mentioned. But the service does now not cover fees if the car breaks down outside a 25km radius of a networked garage. It also doesn't, as of now, undergo resort or transportation costs incurred.
ICICI Lombard realised from customer calls that it wanted a specific facility for women. “In one case, a woman customer would always return at 10pm after paintings. Another had to force past due when her in-laws faced a scientific emergency. In both instances, their prime requirement used to be immediate assistance, presence of a depended on particular person and assurance of give a boost to,” Mantri mentioned.
So the insurer has simply launched Women Assist — a programme available in 13 cities, including New Delhi, Noida, Mumbai, Bengaluru, Hyderabad and Chennai. The service is available between 8pm and 6am, with get entry to to a pan-India community of three,500 garages, taxi companions and accommodations. In case the buyer is simply too some distance from home, the insurer will prepare for an evening stay at a resort with the cheap of as much as Rs 5,000 a night. In case of adlescent upkeep, whilst the car is being attended to, refreshments shall be organised.
Bajaj Allianz's coverage has a 24/7 Spot Assistance for women that includes urgent message relays, assistance to an emergency scientific centre, gas refills of as much as three litres of petrol/diesel, and taxi service anyplace as much as 50 km from the spot the place the insured used to be immobilised. The particular person also gets Rs 1,000 consistent with day consistent with occupant for lodging. Bajaj Allianz General CEO Tapan Singhel advised TOI, “If you've gotten an coincidence at any time throughout day or night time, we can assist with forms, habits a place survey, and even supply felony recommendation over phone if essential. We assist with tired batteries, minor upkeep, technical issues, or tow away the car to the closest Bajaj Allianz most popular workshop.”
To deal with scientific emergencies equivalent to a center assault or a street coincidence, both ICICI Lombard and Bajaj Allianz have partnered with greater than 4,000 hospitals across the country. They may even coordinate with its networked hospitals for arrangement of ambulance and medical care and inform all emergency contacts. For accommodations, the insurers would not have tie-ups, but will honour all repayment claims as much as the limits equipped.
Insurers like Bharti Axa and Tata AIG General have such covers, but they need to be paid for one at a time. Reliance General Insurance supplies roadside assistance for all its customers free of value, regardless of gender. “We pay for minor upkeep, flat tyre alternative, automotive towing and breakdown products and services,” a spokesperson mentioned. But the service does now not cover fees if the car breaks down outside a 25km radius of a networked garage. It also doesn't, as of now, undergo resort or transportation costs incurred.
Women drivers get extra cover at night
![Women drivers get extra cover at night]()
Reviewed by Kailash
on
August 25, 2018
Rating:
